Partner Banks

Our Financing Partners

To simplify the process all financing mechanisms are channeled through local Partner Banks, who receive continued support from the Programme’s Project Consultants.

Credit terms and conditions are set by the local Partner Banks and the ultimate decision whether or not to extend financing to an applicant company is made by the Partner Banks only. EBRD, EU and the Project Consultants have no influence on this decision.

The Project Consultant is responsible for the technical assessment of investment projects and, together with the Verification Consultant, for setting and checking grant amounts. The Partner Banks will pay Grant incentives to the owners of successfully completed and verified projects. However, the Partner Banks have no influence on the level of grants to be paid out.

The following Partner Banks currently participate in the Serbia SME Competitiveness Support Programme in Serbia:

About UniCredit Bank

UniCredit Bank Serbia is a member of simple successful pan-European Commercial Group, with a fully plugged in CIB, delivering a unique Western, Central and Eastern European network to its extensive client franchise: 26 million clients. UniCredit offers both local and international expertise to its clients, providing them with unparalleled access to leading banks in its 14 core markets through its European banking network: Italy, Germany, Austria, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Hungary, Romania, Russia, Serbia, Slovakia, Slovenia and Turkey. Leveraging on an international network of representative offices and branches, UniCredit serves clients in another 18 countries worldwide.

About Banca Intesa

Banca Intesa is a member of the Intesa Sanpaolo Group, and a leading bank in the domestic market. It is a reliable partner for 1.38 million clients, individuals and legal entities. With a net balance of EUR 5.1 billion, total deposits of EUR 3.5 billion and total placements of EUR 3 billion, Banca Intesa leads the list of the most successful banks in Serbia. Thanks to a unique blend of business process digitalization and a developed network of 154 branches throughout Serbia, as well as a constant focus on the needs of citizens and the economy, innovative products and the highest quality service, the Bank achieves stable results in all areas of business.

About Intesa Leasing

Intesa Leasing d.o.o. Belgrade, a member of Intesa Sanpaolo Group, is one of the leading leasing companies on the Serbian market with a net balance amount of 16  billion RSD and total placements of 14.9 billion RSD. Combining modern world experiences with local skills, we find the best possible solutions every day that meet the financial needs of clients, advocating for a better quality of life, prosperity, development of the economy and society as a whole.

About UniCredit Leasing

UniCredit Leasing  is one of the leading leasing companies in Europe with strong roots in 13 European countries, and with over 3,000 employees. UniCredit Leasing Serbia has been present in the local market since 2004. Thanks to its international know-how, experts and a wide network of bank offices, UniCredit Leasing Serbia provides financial leasing services and successfully accommodates all client categories, both the local populace and companies, as well as major international corporations. Since 2007, UniCredit Partner has also been operating within UniCredit Leasing as a part of UniCredit Group, offering non-life insurance services. Website:

About Erste Bank Serbia

Erste Bank Serbia is the oldest financial institution in Serbia, established in 1864 as the first savings bank (Novosadska štedionica). In 2005, Novosadska Banka became a member of Erste Group, one of the largest financial services providers in the Eastern part of the EU in terms of clients and total assets.Erste Bank Serbia has a network of 89 branches and 4 centers for corporate clients, with approximately 1,150 employees serving around 510,000 clients. Its focus is on doing business with individuals, local communities, small and medium-sized enterprises and large companies. Bank insist on the speed and quality of its services, thus contributing to a stable and sound growth of the customers. It continues to expand the satisfied customer base and increase its market share in key segments. Erste Bank in Serbia continues to follow its founders’ principles and offers support to clients so that, believing in their ideas and potential, they make sound financial decisions – both for themselves and their families and the growth and development of their business ventures. In order to provide the best financial support to its clients, Bank is building the bank of the future.

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